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This year’s Payments Practices Barometer survey in Western Europe was conducted during the pandemic downturn.

Businesses polled in France reported working more closely with B2B customers to develop a proactive approach to credit

As with businesses throughout the world, also industry in Eastern Europe has experienced a pandemic battering. The region, however, faces 2021 bruised but hopeful.

Businesses in Turkey are currently well-placed to rebound in 2021, although much hinges on how well the country manages both the health and economic impacts of COVID-19 through the year end.

The 2020 forecast downturn in Romania’s economy suddenly accelerated under the lockdown conditions imposed to tackle the COVID-19 pandemic.

Credit policies remain fairly constant as business continues growth commitments

2020 has been a time of unprecedented uncertainty for businesses in the Netherlands, and 2021 still poses many unanswered questions

Signs of economic stress visible, although business confidence in Belgium remains fairly strong

A rather modest economic rebound expected in 2021 after a marked slowdown

High public and external debt levels remain a major weakness in the mid-term